How to Set Up Alipay for Foreigners: A Step-by-Step Guide for Travellers and Business Visitors

China has become a mobile-first, cashless economy, where QR code payments dominate daily life. Whether you're a tourist, business traveller, or expat, having access to Alipay is essential for paying at restaurants, shops, taxis, and even vending machines.

Two Ways Foreigners Can Use Alipay

Alipay now supports two main methods for foreigners to make payments in China:

Option 1: Link Your International Credit or Debit Card

This is the most straightforward method for long-term visitors or frequent travellers.

Steps:

1. Download the Alipay app from the App Store or Google Play.

2. Register with your international phone number.

3. Switch the app language to English (available in settings).

4. Verify your identity using your passport.

5. Link your international card (Visa, Mastercard, JCB, Diners Club, Discover).

6. Start paying directly from your card at merchants that accept Alipay.

Pros:

- No need to preload funds.

- Works for longer stays.

- Convenient for business travelers.

Cons:

- Some QR codes (especially personal ones) may not accept foreign-linked cards.

- Foreign transaction fees may apply.

Option 2: Use Alipay Tour Pass

Tour Pass is a prepaid wallet designed for short-term visitors (up to 90 days).

Steps:

1. Open the Alipay app and search for “Tour Pass”.

2. Enter your passport details.

3. Link your international card.

4. Load funds into the wallet (minimum ¥100).

5. Use the wallet balance to pay across China.

Key Limits:

- Maximum wallet balance: ¥2,000

- Total top-up limit: ¥5,000

- Validity: 90 days

What Happens After 90 Days?

Any unused balance is automatically refunded to your original card. No manual action is needed.

Common Issues and How to Avoid Them

- Use merchant QR codes, not personal ones.

- Verify your identity to unlock full functionality.

- Keep some cash for emergencies or rural areas.

- Use a travel-friendly card with no foreign transaction fees.

- Consider WeChat Pay as a backup option.

Which Option Is Best for You?

Feature Tour Pass Direct Card Linking

Validity: 90 days Ongoing

Setup Requirements: Passport, international card Passport, international card

Payment Method: Prepaid wallet Direct card payments

Refunds: Auto-refund after 90 days Not applicable

Ideal For: Short-term visitors Frequent or long-term travelers

Final Thoughts

Setting up Alipay as a foreigner is now easier than ever. Whether you’re attending trade shows, visiting suppliers, or exploring China’s cities, having mobile payment access will make your experience smoother and more efficient. Choose the method that fits your travel style and enjoy the convenience of going cashless in China.